Raw LLM Responses

Here where I live (Finland), I don't think there would be any real changes because auto insurance is already attached to the vehicles, not drivers, and policies are taken by the owners of the vehicles - you still own the self-driving car so you'd have to get insurance on it and pay for it. Places where insurances are currently attached to drivers could adopt the same model where you have the policy on the car owner instead and thus any automatic driving accidents are simply paid out of it. Of course one major change would be that if people get killed by automatic cars hitting them, you'd be looking for manufacturing or maintenance errors/negligence instead of driver error since there'd be no driver to punish - and thus there'd likely be more insurance settlements and fewer actual sentences from fatal incidents.